Privacy Policy

At Gaico Insurance (accessible at https://www.gaicoinsurance.com/), we prioritize the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Gaico Insurance and how we use it, specifically regarding our insurance quoting services and call-based advertisements.

1. INFORMATION WE COLLECT

To provide accurate insurance quotes and services, we collect the following types of information:

Personal Identifiers: Name, phone number, email address, and mailing address.
Insurance Related Information: Age, vehicle details, driving history, and current insurance status.
Technical Data: IP address, browser type, and cookies (via Google Analytics/Ads) to track user interaction with our site.

2. HOW WE USE YOUR INFORMATION

We use the information we collect in the following ways:

To provide, operate, and maintain our website.
To process and provide insurance quotes from third-party carriers.
To communicate with you, either directly or through one of our partners, for customer service or marketing.
To improve our advertising campaigns (Google Ads).
To prevent fraud.

3. GOOGLE ADS & CALL ADVERTISING

We run Google Ads to generate customer leads via phone calls.

Call Conversion Tracking: When you call the number listed on our website or in our ads, we may collect your phone number and the duration of the call to track the effectiveness of our advertising.
Third-Party Cookies: Google uses cookies to serve ads based on a user's prior visits to our website. You may opt out of personalized advertising by visiting Google Ads Settings.

4. TCPA COMPLIANCE (Consent for Communication)

By providing your phone number on our website or calling our advertised numbers, you expressly consent to receive communications (including calls, text messages, and pre-recorded messages) from Gaico Insurance or our licensed insurance partners regarding insurance products.

Consent is Not a Condition of Purchase: You are not required to provide consent as a condition of buying any property, goods, or services.
Opt-Out: You may opt out of receiving communications at any time by replying "STOP" to any text message or requesting to be placed on our Internal Do Not Call list.

5. CCPA PRIVACY RIGHTS (Do Not Sell My Personal Information)

Under the CCPA, California consumers have the right to:

Request Disclosure: Request that we disclose the categories and specific pieces of personal data we have collected.
Request Deletion: Request that we delete any personal data about the consumer that we have collected.
Right to Opt-Out of Sale: We do not "sell" your personal information in the traditional sense; however, we share information with insurance carriers (like Progressive, Bristol West, etc.) to obtain quotes for you. You have the right to direct us not to share this information.

If you make a request, we have one month to respond to you. Please contact us to exercise these rights.

6. DATA SECURITY

We use industry-standard security measures to protect your personal information. However, no method of transmission over the internet or via mobile device is 100% secure.

7. THIRD-PARTY PRIVACY POLICIES

Gaico Insurance's Privacy Policy does not apply to other advertisers or websites. We advise you to consult the respective Privacy Policies of third-party insurance carriers (e.g., Progressive, The General) for more detailed information.

8. CONTACT US

If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us:

Gaico Insurance Website: https://www.gaicoinsurance.com/ Phone: (888) 409-6437 Email: gaicollc@gmail.com